Will Tumbles be late to pay back a loan?
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Manifold announces end to daily loans
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[image]Ladies and gentleman, I’m afraid it’s looking pretty joever. My balance is -731k. Once the loan markets resolve, counting my outstanding loans, I’ll be almost three million mana in the red. It’s been an honour meming with you all. To my investors/creditors, I’m sorry it ends this way. This was always going to end in either glory or disaster, and unfortunately it came to disaster. I’ll make a mini final report once the dust settles and markets finish resolving.
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I hope you're happy America
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@Tumbles I think I might actually make it 😆
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Yesterday I lost almost 100k mana, Donald Trump was inaugurated and immediately began acting as expected, my streamer man got credibly accused of sex crimes, and my bamboo shrimp died. WHAT A FUCKED UP DAY [image][image](Photos are off the shrimp's widow, he was at least twice as big)
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[image]This week only, I am offering to DOUBLE YOUR MANA! You read that correctly! Here at the Tumbles Financial Complex for a limited time only we are DOUBLING YOUR MANA! Simply send any amount of mana between 1k and 50k, and in just two months we will send you back DOUBLE THAT MANA DOUBLE YOUR MANA
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Resolves YES if @Tumbles is even slightly late to pay back any mana loan that they intentionally accepted. Any extensions must have been agreed upon in advance.

@Tumbles may choose to resolve this market NO if they don't owe any mana to other users. Once they do so, they will be prohibited from taking on any new loans for three months.

I will use this description as a ledger of what I owe and when I owe it. I will update it as appropriate. All amounts listed include any fees or interest associated with the loan. Dates listed are the final day during which payment is not late (PST -8:00).

May 4th 2025 - Ṁ22,000 @bens

June 8th 2025 - Ṁ2,000 @nikki

June 8th 2025 - Ṁ4,000 @Bayesian

June 8th 2025 - Ṁ10,000 @10thOfficial

June 8th 2025 - Ṁ10,000 @zsig

June 8th 2025 - Ṁ80,000 @Gen

June 8th 2025 - Ṁ6,000 @Vortex

June 8th 2025 - Ṁ4,000 @jcb

June 8th 2025 - Ṁ100,000 @Tripping

June 8th 2025 - Ṁ84,138 @Quillist

June 8th 2025 - Ṁ4,000 @A

June 8th 2025 - Ṁ2,000 @spiderduckpig

June 8th 2025 - Ṁ2,674 @Robincvgr

June 8th 2025 - Ṁ3,392 @mana

June 8th 2025 - Ṁ2,000 @No_uh

June 8th 2025 - Ṁ2,000 @equinoxhq

June 8th 2025 - Ṁ4,000 @JeffreyDeLucca

June 8th 2025 - Ṁ20,000 @wasabipesto

June 9th 2025 - Ṁ20,000 @TheSchwa

June 9th 2025 - Ṁ4,000 @Fion

June 9th 2025 - Ṁ10,000 @Mh

June 9th 2025 - Ṁ20,000 @sophiawisdom

June 9th 2025 - Ṁ10,000 @copiumarc

June 9th 2025 - Ṁ2,000 @BlackCrusade

June 9th 2025 - Ṁ2,000 @AleaNiled

June 9th 2025 - Ṁ10,002 @Qoiuoiuoiu

June 9th 2025 - Ṁ10,000 @Nightsquared

June 9th 2025 - Ṁ2,000 @khang2009

June 9th 2025 - Ṁ2,000 @atmidnight

June 9th 2025 - Ṁ10,000 @bence

June 9th 2025 - Ṁ2,000 @draaglom

June 10th 2025 - Ṁ2,002 @crowlsyong

June 11th 2025 - Ṁ10,000 @kopecs

June 11th 2025 - Ṁ20,000 @copiumarc

June 11th 2025 - Ṁ10,000 @Odoacre

June 11th 2025 - Ṁ5,000 @10thOfficial

June 11th 2025 - Ṁ2,690 @CryptoNeoLiberalist

June 12th 2025 - Ṁ2,000 @ONEMILLION

July 31st 2025 - Ṁ33,000 @TimothyJohnson5c16

July 31st 2025 - Ṁ56,800 @AndrewG
August 2nd 2025 - Ṁ16,500 @ScipioFabius
August 31st 2025 - Ṁ79,000 @Joshua
August 31st 2025 - Ṁ39,000 @EBurk
October 31st 2025 Ṁ70,000 @UniversalFC
October 31st 2025 - Ṁ56,000 @Vortex
October 31st 2025 - Ṁ70,000 @DrDerek
Jan 7th 2026 - Ṁ269,000 @AmmonLam

April 20th 2026 - Ṁ6,414 @Fion

April 20th 2026 - Ṁ69,696 @GazDownright

April 20th 2026 - Ṁ9,696 @Tripping

April 20th 2026 - Ṁ6,804 @Robincvgr

April 20th 2026 - Ṁ6,000 @Odoacre

April 20th 2026 - Ṁ30,000 @EBurk

April 20th 2026 - Ṁ6,414 @crowlsyong

April 20th 2026 - Ṁ14,070 @cthor

April 20th 2026 - Ṁ6,000 @jim

April 20th 2026 - Ṁ15,000 @copiumarc

April 20th 2026 - Ṁ6,000 @zsig

April 20th 2026 - Ṁ25,200 @ahalekelly

April 20th 2026 - Ṁ6,000 @robert

April 20th 2026 - Ṁ10,176 @mana

April 20th 2026 - Ṁ6,000 @bohaska

Total: Ṁ1,429,668

Loans paid off or cleared since Biden dropped out: Ṁ981,800 (short term loans not included)

Total loans previously paid off on time before Biden dropped out: 711,679

Check out the Tumbles Financial Complex! 💸

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Hey look we're on Manifold's home page! Every name in the description is famous now!

Can someone make the Inverse Tumbles Hedge Fund? I will be your first investor.

@Joshua could you explain?

@Henry38hw Create an account which follows Tumbles around and strategically takes his worst limit orders. Fund this with managrams from investors, who are entitled to 80% of the profits. Create a market for "Will the Inverse Tumbles Hedge Fund be profitable one year from now?" to advertise.

@Joshua If someone creates an Inverse Tumbles fund, I will invest at least 10k mana (within a few days; I'd need to come up with it)

This implies Tumbles survives and does not brick his account.

@Quroe we could pay Tumbles a small rate to tell us how he would bet on various new major markets

@Joshua @Robincvgr I might make a bot that always bets against Tumbles. No guarantees on any returns though.

@nikki this feels exploitable

Holding out for the 999x mana deal paid back in 2099 with lots of ancient Herman Cain memes

With the week coming to a close I am announcing the end of the DOUBLE YOUR MANA promotion. The response was nothing short of astounding! More than 30 people took advantage of the incredible offer, adding nearly 500k mana to the Tumbles Financial Complex debt ledger. Wow!

But the thing about the Tumbles Financial Complex is that there's always a better deal deal right around the corner. And the thing about business is that.... sex sells! Those two truisms are being combined in our next stupendous promotion:

For a limited time, I will SEX YOUR MANA

I will.... sex the mana??? That's right! And by this, I of course mean SEXTUPLE!

Like last week, all you need to do is send me an amount of mana between 1k and 50k. But this time I will be returning SIX TIMES that amount on 4/20 next year (April 20, 2026).

Sex is good! All the cool kids are doing it. So if you're cool, it's time to
SEX
YOUR
MANA

@Tumbles 500% APR is wild

@Tumbles What are you even gonna do with the mana you're seeking that you expect to be able to sextuple it?

@Robincvgr I will accrue reliable returns and collect compounding value from my judicious judgement.

See I'm actually super good at this I just kept getting unlucky before

@Tumbles wow

Would you be willing to accept a smaller loan of 100 mana, if necessary at a slightly lower interest rate than advertised? I don't want to lend more than I'm comfortable losing

@TheAllMemeingEye I'm afraid not, a debt that small is liable to accidentally trigger this market simply by getting lost in my couch cushions.

I think with your risk tolerance you might feel more at home going across the street to give loans:

@Tumbles maybe I can up it to 169 mana, but with my very limited knowledge base it gets frustratingly hard to make amounts much more than that back that in trading, and thus it's borderline distressing to lose such amounts, which with your profit track record and the staff member that bailed you out last time being gone, it seems quite likely I'd lose it. I'm willing to go out of my way to remind you to pay it back before the deadline if that helps reduce risk of triggering this market.

Also I'm not sure the competing venue is better lol, looks dodgy af and chum bucket tier gross

@TheAllMemeingEye Alright just for you, how about a 169 mana loan, and I'll pay you back 269 in a month

@Tumbles haha I was about to complain that the interest rate is even lower than the one I rejected previously but then I realised the timeframes are way different, so I'll go develop a theory of loan periods, do some exponential function calculations to determine whether I'm being ripped off, and report back asap 🫡

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