I'm not a fan of the new system.

It just seems like an extra click for no reason, and I'm sure I'll end up missing out on my full loan amount because I don't get around to clicking every day.

Will the new feature survive? I've added a market on that question:

no I prefer the new system and think it makes more sense

Question on whether anyone will actually be able to find the button:

Well seeing as I am unable to locate any button to press for loans, I do prefer the old solution where I actually got loans to this one where I don't.

@dgga it's in the home tab, not your portfolio tab.

@chrisjbillington I have it on an alt, but not on this account. They probably disabled loans on accounts with negative net worth or something. Or it's a bug.

Regardless of the fact that not giving loans to <0 net worth individuals absolutely makes sense, I personally vastly prefer the system that gave me loans over the system that does not.

I love it. I think it will help engagement, feel like a reward, reduce unconscious overleveraging, and open up the door for expanded loan features

@Stralor agreeee

this poll is too confusingly worded

@nikki fixed

@nikki oh lol I voted wrong, I thought it was asking the opposite question.

@ian like, most questions propose: 'do you like the new thing?'

@ian I did the same thing, but in the other direction. Call it even

@Dilon Fwiw I also voted wrong. I meant to say that I like the old system better.

Generally, I’d prefer to engage with manifold in a slower way and mostly make long term bets. I actually kind of wish there was an alternate version of leagues that only looked at long-term profit and didn’t include the daily and weekly challenge bonuses. I understand the business need to have some metric to measure, and daily active users is a straightforward one, but things like the new loan system make me less likely to engage with manifold in the way that I prefer.

I'm genuinely unsure. It won't affect my loans much, it'll mean somewhat inactive traders won't get as leveraged (probably good for better pricing of longer-term markets where that leverage is often used to misprice?).

@chrisjbillington I think this is backwards? Anyone with an incentive to misprice a market can consistently claim their loans. This hurts people who have real lives to attend to and don't want to check Manifold every day.

@IsaacKing I think both types of users exist - obsessives who will misprice, and casuals who will. This reduces the influence of the latter, who I suspect are more numerous.

@IsaacKing Example, just saw my limit order get hit in the below market, it was a user visiting the site for the first time in 6 days and spending all their loans mispricing a market. I see this not too rarely. But I see every-day ones as well for sure.

https://manifold.markets/ScottLawrence/will-a-chatgptcomparable-chatbot-be

It just got introduced, so I don't know yet!

I never got how the old loans worked. Good news is that I also don’t get how new loans work!