Every night, Manifold give users a loan of 4% of their outstanding bets. The reason for this is that we'd be massively disincentivised to bet on long term markets otherwise - it would mean locking up your Mana and leave you unable to bet that Mana on other markets until your "Will x happen by 2100" market is resolved or you cash out of it.

The details of the old loan scheme are here:

https://docs.manifold.markets/faq#what-are-loans

In the last couple of days, this has changed so that we no longer get this loan automatically - we have to visit the Manifold home page and click on the treasure chest marked "loan" to get the loan. If you forget to do it on a particular day, you've lost the ability to get that day's 4% for good - you can't catch up on a later date.

Will this new system be removed by the time this market closes in a month? Or will it be modified so that the main thrust of the new change (you have to click every day or you miss out on new loans) is removed?

Resolution criteria:

• If the feature is removed, this market will resolve to YES

• If the feature is made optional (ie. there's an option to automatically collect loans), this market will resolve to YES

• If the feature is modified so that we get loans for the days we missed, this market will resolve to YES

• If an unofficial, user-created method is widely used to get around the new feature, that will not count

• If the feature is temporarily taken down for technical reasons but Manifold make it clear that it is not their intention to remove it, that will not count