Resolves yes if at any time before EOY 2030, there is an official and publicly accessible system on the Manifold website and/or app that:

• Allows players to lend mana to each other.

• Forces the players that were loaned some mana to pay the amount they have to pay at the due date (If they can't pay it off entirely, they have to be forced to pay as much of it as possible). (If the players can renegotiate the terms of the contract before the due date, this will still resolve yes.)

• Update 2025-02-26 (PST) (AI summary of creator comment): Important Resolution Clarification:

  • The system must force repayment in such a way that the lender receives at least as much as the borrower can provide.

  • This includes cases where the borrower does not have enough in their liquid balance; methods such as draining the balance to 0 or liquidating assets are acceptable, as long as the lender is fully repaid through whatever the borrower can give.

  • Both the approach of Manifold insuring the loans and that of utilizing asset liquidation fulfill the criteria for this market.