Peer to Peer Loans with @Quroe
Jun 12, 2025

This is a ledger of loans I have actively open. A Debt Note, if you will. Completed loans are removed, but loans paid back late or not at all will be memorialized. This is for my record keeping, but others may use it as public data or as a place to solicit loans to/from me if they wish.


Mana I'm loaning to other users:

@MRME - Loaned 7,000 mana. 7,700 mana due on or before 11:59:59pm EST Nov 1, 2025. Naked loan, no policy.

@ItsMe - Loaned 4,000 mana. 5,000 mana due on or before 11:59:59pm EST Dec 15, 2025. Naked loan, no policy.


Loans not honored:

@Spin - Loaned 2,000 mana. 3,000 mana was not paid back by June 28, 2025. Covered by C_100 RISK policy. Policy exercised. This debt security has been transferred to RISK.

@Spin - Loaned 3,000 mana. 4,500 mana was not paid back by June 29, 2025. Covered by C_100 RISK policy. Policy exercised. This debt security has been transferred to RISK.


Mana I'm being loaned from other users:

No outstanding loans.


Mana I'm holding in escrow for other users:

No outstanding holdings.

Can I have 10k and I give you 14k on Jan 1

@ItsMe Let's discuss in DMs.

@ItsMe As discussed in DMs, please publically confirm:

I loan 4,000 mana to you now, with 5,000 mana repaid to me by 11:59:59pm EST on Dec 15, 2025. Acceptable?

@Quroe Yes

@ItsMe Granted!

@MRME

This user has paid back the following loans:

Loaned 2,000 mana. 2,100 mana due on or before 11:59:59pm EST Oct 2, 2025. Naked loan, no policy.

Loaned 1,800 mana. 1,890 mana due on or before 11:59:59pm EST Oct 4, 2025. Naked loan, no policy.

@Quroe Iโ€™m happy to pay things back tomorrow. I would want another loan almost immediately to keep things going on my end. So, if you would rather I just send you 200 mana as interest and roll things 2 weeks, that also works for me. Just let me know so I can either send the interest payment or sell off some 99% bets waiting on resolution and send principle as well.

@MRME For the sake of completeness, please repay the loan so the paper trail in the ledger is clean, but I would very much be interested in the same/similar terms for another loan immediately after. How much do you need this time around?

@Quroe Sounds good. Let me gather my thoughts and run numbers and I'll get back to you.

@MRME As discussed in DMs, please publicly confirm:

I loan 7,000 mana to you now, with 7,700 mana repaid to me by 11:59:59pm EST on Nov 1, 2025. Acceptable?

@Quroe deal! Thank you!

@Quroe loan received. Thanks again!

@MRME Granted!

Update: things worked better than my baseline expectation and, in roughly 24 hours, Iโ€™ve already made enough mana to pay back the interest.

With that said, I also underestimated how much value I could potentially exploit from a couple of target markets.

I would be happy to accept up to an additional 4,000 mana under similar terms (25 mana in interest per thousand loaned per week) from either Quroe or anyone else that might be interested.

No worries if this exceeds risk tolerance/lack of diversification.

@MRME 1000M for 2 weeks? pay back 1050

(edited)

@MRME I'll follow up:

I'll loan another 1,800 with 1,890 due back on or before 11:59:59pm EST on Oct 4, 2025. (edit: changed time to be correct.)

Please confirm if this is acceptable.

@Quroe Confirmed

@Quroe Received

@MRME Granted!

@100Anonymous received 1000 from anonymous. I am no longer looking for further loans. Thanks all!

@100Anonymous Payment sent with interest.

I'm pretty sure I'm going to have some good short term plays in the coming days. I'd like some more mana to fully exploit these to the max. Would anyone be willing to loan me 2,000 mana for 2 weeks?

I figure 100 mana in interest seems reasonable but I'm open to negotiate. If you want to loan shark style 2,000 for 3,000 its not worth it to me--I think I can make 10-20% on the opportunity, not 100%+.

@MRME After some DMs exchanged, I accept!

2000 mana loaned to you now, with 2100 mana due back on or before 11:59pm EST on Oct 2, 2025.

Please confirm.

@Quroe confirmed. Thanks!

@MRME Granted!

@StepanBakhmarin

This user has paid back the following loan:

Loaned 1,000 mana. 1,046 mana due Sep 12, 2025. Naked loan, no policy.

@Spin

@Spin - Loaned 2,000 mana. 3,000 mana due June 28, 2025. Covered by C_100 RISK policy.

Final reminder. If not paid by 11:59pm PST (about an hour and a half from now), then this will be considered late, and I will hand your debt over to RISK for collections.

@Quroe I suggest you wait 6 days, since RISk will only give 2k mana, while he might come in a day and give you full amount. On the 7th day, which is the last day to exercise RISK policies, take 2000M from RISK.

@100Anonymous No. I'm not playing games with loans. A deal is a deal is a deal.

(edited)

@Spin [Comment deleted. This was inconsiderate and rude of me.]

can i get a loan pls?

@amitiscool Do you have an opening offer?

(edited)

@amitiscool I've done a cursory review of your profile. I'm not entirely convinced loaning to you is a safe move. However, I might be interested in investing in you if your insider information on legislation proves true.

I want to see how this market resolves: /Bayesian/10-year-moratorium-on-any-regulatio

If you end up beating me on that market, I might be interested in a loan conversation. That being said, feel free to persuade me otherwise. Change my opinion and show me what I might be missing.

@amitiscool I can offer a 400 mana loan for 600 mana + insurance in 2 weeks. Sorry, but your profile is very high-risk.

@Quroe Ill write about it soon on my substack and send u the link later. But yes your very right.

@100Anonymous Im good for it. Please send me ur discord once you send the payment. Looking forward to being your loan bitch!

@amitiscool I don't have discord. Paid in the name of BANK

@100Anonymous okay thank you. so payment back in 14 days aka 600 mana on June 28th.

@amitiscool please pay 448 mana to @crowlsyong for RISK insurance

@100Anonymous Yeah I wasnt expecting I paid for the loan insurance, I assumed you did it.

Your loan is more like a insaurance theft or something then anything that provides me actual capital usage.

I may pay back your loan sooner then expiration.

@amitiscool no, because it costs more than I can profit!

@amitiscool I can refund 50 mana

@Quroe let me think about it

@amitiscool please pay back the loan

Nice!

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