Depends on what exactly you mean by "deterministic" and "the universe".
The state of the universe is a wave function which evolves deterministically according the Schrodinger equation. However, there is quantum randomness (non-determinism) in observations of physical systems. However, I view the universe (which of course includes us and our observations) as simply evolving deterministically (i.e. many-worlds interpretation).
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Mana (M$) is the play-money used by our platform to keep track of your bets. It's completely free for you and your friends to get started!