Higher = more risk of default

This resolves YES if someone convinces me, by creating a balance sheet, that @Tumbles has to take out a loan to pay a loan, or takes out a loan to manipulate the "default insurance market", or buys mana to pay off a loan. For example: if net worth or balance are both below zero for a non-negligible time.

If the other market resolves NO due to not having a loan for 3 months, resolves NO. If the other market resolves YES due to default, resolves YES.

If the Tumbles account is deleted with outstanding loans, resolves YES.

If Tumbles is ever insolvent for a non-negligible time (networth < loan original amount + gifted mana) resolves YES

If Tumbles is gifted or buys mana for the purpose of avoiding default, obtaining a positive net worth, paying off loans, manipulating markets (including this), resolve YES

Related: Tumbles Default Market