Manifold loans are no longer automatic and now require clicking a button every day. While it could have some benefits, especially for users who don't understand the loan system, it's widely considered to be an annoyance for power users, with many saying in the Discord that it would be a major turn-off. It's especially annoying for bot users.

Main ways this market would resolve:

• A settings toggle for "Enable automatic loans" is added

• The loans become automatic for everyone again

• The loans become automatic for users who meet some activity/credit-worthiness threshold (e.g. over 10k net worth, active for over a month, etc)

See also

General policy for my markets: In the rare event of a conflict between my resolution criteria and the agreed-upon common-sense spirit of the market, I may resolve it according to the market's spirit or N/A, probably after discussion.