Resolution criteria

This market will resolve to the total outstanding debt (in British Pounds, £) owed by Daniel Lord on January 1st, 2027.

The debt is whatever is reported by Daniel himself. It must include his "mom debt" (the personal loan/money owed to his mother, Cammie).

• Verification Source: Resolution will be determined by Daniel’s own self-reported financial updates in his YouTube videos or livestreams (on his channel Hiding in my room), his Instagram posts (@danielhimr), or his messages on the unofficial Discord server under the username notdaniel0594_05557.

• Timing: The market will resolve using the closest financial update published between December 15, 2026, and January 15, 2027. If Daniel does not provide any financial update during this window, the most recent documented update prior to December 15, 2026, will be used.

• Ambiguity & Fallback: If Daniel reports conflicting figures or if there is ambiguity regarding his current debt, the creator will resolve the market based on the community consensus, spreadsheets, or stream summaries compiled on the r/HIMRFAM2 (or r/HIMRFAM) subreddits.

Background

Daniel Lord is a British-Malaysian vlogger and content creator behind the YouTube channel Hiding in my room (HIMR). Over his decade-long streaming career, he has frequently shared highly detailed breakdowns of his volatile personal finances, including stock losses, tax issues, and accumulating debts.

A major recurring element of his financial narrative is his "mom debt"—substantial sums borrowed from his mother, Cammie, which have historically fluctuated between £17,000 and £22,700. Having recently returned to YouTube and active online discussion spaces, Daniel continues to track and discuss his financial trajectory with his audience.

A community wiki has been created to provide comprehensive documentation around Daniel's life and character.