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MANIFOLD
Will there be a mass phenomenon of people switching to high-interest bank accounts, before 2028?
8
Ṁ1kṀ1.9k
2027
27%
chance

Example of a news article on the topic:

AI agents such as Meta's Muse could soon pull cash out of bank accounts paying 0.1% and into accounts paying up to 5%, Apollo chief economist Torsten Sløk warned on Sunday.

Will something of this sort happen before the end of 2027?

The market will resolve based off the spirit of the question, rather than the letter. It's hard to define in advance what exactly will constitute a Yes, but I think we'll "know it when we see it" if/when it happens.

  • Update 2026-09-27 (PST) (AI summary of creator comment): The creator clarified that the term "bank run" in this market:

    • Does not require banks to face difficulty paying depositors.

    • Refers to people massively switching from low-interest accounts to high-interest accounts.

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bought Ṁ53 NO

Can't take too much exposure this early in the season. Not guaranteed, but will definitely consider adding more stake, with due consideration for laddering in league

A bank run is a pretty specific term, but you have it in quotes which could sometimes mean "not really". Do you mean it in the sense that banks have trouble paying their depositors?

@JussiVilleHeiskanen I guess I meant people massively switching from low-interest accounts to high-interest accounts. Open to suggestions!

sold Ṁ633 NO

@nsokolsky That's not what I would call a bank run. I'm cashing out of NO

@xjp question is now fixed