This question resolves YES if, on or before 2027-12-31, a publicly released survey by a reputable polling, market research, financial research, or industry organization reports that at least 25% of US retail investors used an AI agent for an investment-related task within the prior 30 days.

For resolution purposes:

• “Retail investor” refers to a US individual with a brokerage account, retirement account, robo-advisor account, or other personally managed investment assets.

• “AI agent” includes conversational investing copilots, autonomous or semi-autonomous investing assistants, brokerage-integrated AI assistants, and AI systems that perform personalized or multi-step investment workflows.

• Generic chatbot usage counts only if respondents explicitly indicate that they used the system for investment-related tasks.

• Investment-related tasks include portfolio analysis, stock or fund research, asset allocation, tax optimization, financial planning, trade assistance, or investment recommendation workflows.

The survey must:

• Be publicly available;

• Include at least 1,000 respondents or an equivalent statistically representative methodology; and

• Clearly specify both the sampled population and the nature of AI-investing use.

Examples of acceptable sources include Pew Research, Gallup, Morning Consult, FINRA Investor Education Foundation, CFA Institute surveys, brokerage customer reports, or comparable organizations.

If multiple qualifying surveys exist, the highest clearly reported percentage before the resolution date will be used.

Fine Print

The following do NOT count:

• Traditional robo-advisors lacking conversational or adaptive AI functionality;

• Pure search-engine usage without agentic or personalized interaction.