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MANIFOLD
Do you prefer the new click-to-collect loan over the old auto loan system?
75
resolved Feb 1
No, I prefer the auto-loan
Yes, I prefer the click-to-collect loan

Ask any questions about loans you have here as well!

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not a fan of it for a few reasons:

  • i dont want another daily button to press when there are already multiple streaks to keep track of

  • i want to keep getting loans even if i miss clicking. since manifold's userbase is long-term by nature , i think they should be able to step away for a week without feeling penalized even more beyond streak bonuses.

  • it is adding overwhelming information for new users in a prominent location, that they do not need right off the bat

  • takes up prime header real estate space with a button that does nothing 99% the time

maybe make the loan system a profile settings toggle (eg 'accept daily system loans' ) that people can turn on/off . by turning it on, they opt into the old 'automatic' system of loans. And by leaving it off, they can ignore all the confusion of loans and never have to learn about them.

maybe also - indicate what amount of your balance is 'loaned' in the profile graph if that info is easily available.

i also still feel like there has to be a better term than 'loan' , it confused me for a while, especially when users are colloquially usually using 'loan' to talk about the traditional p2p lending they do with each other

I currently have no button to press and I am getting no automatic loans so I would prefer any solution that actually gives me loans.

When did it change?

@MatthewLeong yesterday!

This poll needs a 3rd option "I didn't know about loans"

Like my comment here if you didn't know about loans, or had forgotten about them until now.

Like this comment if you did know about loans, for comparison.

I clicked the new icon to find out what it did, and it did more than I expected!

@Clark lol, it is a bit surprising, isn't it!

I don't want to have to click it myself and wish I had an option to have it be automatic. But I think it should be opt-in so new users know they are getting into mana debt.

@Joshua That makes sense.

@Joshua ๐Ÿ’ฏ