MANIFOLD
Loan rate: January 31st 2026 [RESOLVES TO %]
6
Ṁ10kṀ12k
resolved Jan 14
Resolved
N/A

This market resolves to the effective annualised rate of interest on loans offered by Manifold on user investments at 11:59pm ET, January 31st 2026.

The annual rate is calculated by compounding the daily rate over 365 days (e.g. at 0.05% per day, the annualised rate is (1+0.0005)^365 - 1= 20%).

If the loan rate is 0% or below at resolution, this market resolves NO.

If the loan rate is 100% or above at resolution, this market resolves YES.

Otherwise, resolves to %.

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Interest Rates
Inflation
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Do you account for the 5% interest offset? Shouldn't that be part of the effective rate?

@HillaryClinton Okay lol I meant the nominal rate but did write “effective” here… and with free loans back we basically have two nominal interest rates. I think I may have to NA this

This cant get lower because betting down now loses you money. Thanks, manifold!

@MaxE how would it lose you mana?

@JeromeHPowell the uuh paying interest on loans

@MaxE ahh

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