This market resolves to the effective annualised rate of interest on loans offered by Manifold on user investments at 11:59pm ET, January 31st 2026.

The annual rate is calculated by compounding the daily rate over 365 days (e.g. at 0.05% per day, the annualised rate is (1+0.0005)^365 - 1= 20%).

If the loan rate is 0% or below at resolution, this market resolves NO.

If the loan rate is 100% or above at resolution, this market resolves YES.

Otherwise, resolves to %.