[Daffy](https://www.daffy.org/) is a donor-advised fund provider. It is venture-funded and (as of 2022) does not earn enough revenue to cover its expenses.

A donor-advised fund has no legal obligation to do what donors want with the money. If Daffy runs out of money, it is allowed to use customer funds to pay off its debts (or whatever else).

In the period from 2024-01-01 to 2033-12-31, what is the probability that a randomly-chosen dollar donated to Daffy is used for unintended purposes? "Intended purpose" means the money is used in a way that a donor to a DAF would expect: kept in a donor's account balance, donated as directed by the donor, or deducted as part of a pre-disclosed account fee.

In 2034, I will resolve the market to a probability based on the proportion of funds that were used for unintended purposes, which I will estimate using whatever reliable information is available.

(Edited to simplify resolution criteria.)