The government publishes mortgage originations, for example https://fred.stlouisfed.org/series/RCMFLOORIG. By 2027 this data will not exist and the equivalent concept will not exist in the real world. Real estate will collapse. This is the only criteria.

Besides peak oil, even AI morons have reason to believe this. 3D printing will allow you to build a house for a thousand dollars. All structures will be worthless and mortgages will not exist. Only land loans or some equivalent concept will exist as housing structures will have zero value.

If the federal government collapses and does not publish data this is a YES.