Consider all of the people who:

• Put money into their 401(k) in 2025

• Will live to turn 59 ½ in 2060 (this is the age when you can start taking out penalty-free 401(k) withdrawals)

In retrospect, will the 401(k) investments of the typical person in this group be practically useless by 2060? For example, because of radical transformations to the economy (possibly due to AI), societal collapse, etc.

I expect this to be pretty clear, but if it's not, this market will resolve to a poll. If everyone in this group is dead by 2060, this market resolves N/A.

• Update 2025-01-30 (PST): - Resolution Clarification:

  • If people hardly ever withdraw from their 401(k)s for either of the reasons discussed, or only withdraw without significantly impacting their lives, then this would resolve to NO. (AI summary of creator comment)