This market will resolve to "Yes" if, by the start of 2030, at least 25% of employer-sponsored 401(k) plans in the United States offer direct investment in one or more cryptocurrencies (e.g., Bitcoin, Ethereum) as an option in their core investment menus or brokerage windows, without requiring a rollover to an IRA or use of external custodians.

It will resolve to "No" otherwise.

Clarifications

• "Direct investment" means actual ownership or custody of crypto assets, not crypto-related ETFs, mutual funds, or trusts.

• "Widely allow" is defined as at least 25% of active 401(k) plans based on data from reputable financial surveys (e.g., Plan Sponsor Council of America, EBRI, or similar industry data).

• The data source must be publicly available and recognized as credible by the community or market moderators.