Resolves YES if before June, at least 3 of the 4 largest US banks (JPMorgan Chase, Bank of America, Citigroup, and Wells Fargo) experience any of the following:

• The bank's stock price closes on any day at least 90% down year-to-date (i.e. at least 90% lower compared to the opening price on the first trading day of 2023)

• The bank's stock is delisted on the NYSE or halted for at least 1 month (see https://www.nyse.com/trade-halt-current). The halt only has to begin before June.

• The bank is closed and placed into FDIC receivership, as per https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/

Note: acquisition of a bank would mean the stock is delisted once the acquisition closes, and therefore count by the above criteria.