Resolves YES if before July, at least 3 of the 4 largest US banks (JPMorgan Chase, Bank of America, Citigroup, and Wells Fargo) stocks' close 50% down year-to-date. Otherwise NO.

Detailed resolution criteria

Resolves YES if at least 3 of the listed 4 banks experience any of the following:

• The bank's stock price closes on any day at least 50% down year-to-date (i.e. at least 50% lower compared to the opening price on the first trading day of 2023)

• The bank's stock is delisted on the NYSE or halted for at least 1 month (see https://www.nyse.com/trade-halt-current). The halt only has to begin before June.

• The bank is closed and placed into FDIC receivership, as per https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/

Notes:

• Acquisition of a bank would mean the stock is delisted once the acquisition closes, and therefore count by the above criteria. However, if the acquisition is announced but hasn't yet closed, then the stock would generally continue trading.

• This question is by far more likely to resolve based on the first criteria of a 50% fall in stock price, it is very unlikely that the banks would fail without declining at least 50% first, but the other criteria are there to ensure that the question still resolves YES even if the banks collapse or are acquired so quickly that the stocks don't have time to crash first.

For reference, as of the creation of this question (May 4), Chase and Citigroup are about flat YTD, Wells Fargo is down 12% YTD, and Bank of America is down about 19% YTD.