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Warning! This may be a very long-dated question, resolving at the latest early 2028. It will resolve sooner, instantly, if the Fed moves rates lower before then. The Federal Open Market Committee (FOMC) holds eight regularly scheduled meetings per year. At these meetings, the Committee reviews economic and financial conditions, determines the appropriate stance of monetary policy, and assesses the risks to its long-run goals of price stability and sustainable economic growth. Their schedule of meetings and their reports from those meetings are located here: https://www.federalreserve.gov/monetarypolicy/fomccalendars.htm [link preview]Please enjoy your money market rates. Some years, cash can be your best investment. And remember, past performance is not indicative of future results!