https://manifold.markets/Tumbles/will-tumbles-ever-be-late-to-pay-ba

366 days after Tumbles misses a payment, if he fails to pay the loan off or otherwise bring it into good standing, this market will resolve to "more than a year"

if the main market resolves NO, this market resolves to "not late"

if Tumbles is late on a payment by a year or less, and all his loans are later paid off, this market will resolve to "one year or less"

can resolve early to "late by more than a year" if Tumbles announces an intention to never pay his debts