According to the article linked below, Musk plans to, by EOY 2024, roll out financial features to X.com such that "If it involves money. It’ll be on our platform. Money or securities or whatever. So, it’s not just like send $20 to my friend. I’m talking about, like, you won’t need a bank account.”

This market resolves YES if the following criteria are met:

1) X.com has all of the following features or equivalent features:

1.1) Debit card

1.2) User-to-user financial transfers

1.3) Loans

2) If all the criteria in 1) are met, I will open a Manifold poll at market closure with the question "Do you believe X.com could entirely replace your bank account today with it's current feature set?" With answers YES and NO. This poll will run for two weeks. If this poll has a majority of YES answers at the point it closes, this market will resolve YES.

If X.com does not include all the features listed under 1) at market close, available to at least a majority of the US population (i.e. not a public beta or invitation-gated trial, not limited to a handful of states), or if the poll is receives majority NO responses, this market resolves NO.

Elon Musk gives X employees one year to replace your bank

Elon Musk held a Twitter/X all-hands call on Thursday and discussed plans to transform the platform into a financial services hub, according to leaked audio.