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What will be the IRS limit for IRA contributions in 2028?
1
Ṁ1kṀ250
2027
7,931 dollars
expected
86%
7,500 or more
50%
8,000 or more
50%
8,500 or more
50%
9,000 or more
50%
9,500 or more
50%
10,000 or more

The IRS announced in November 2026 that the limit for IRA contributions in 2027 is to remain at $7500 (excluding any catch-up contributions). What will the limit be in 2028?

(We’re doing a numeric market with thresholds this time, in contrast to previous years where this was a multiple-choice market.)

Resolves once the IRS publishes the IRA limits for 2028 on their newsroom page, similar to the link above. I expect this to be in early November 2027, and may extend the close date if it's not announced by then or shortly after.

Note that this is focused on the base limit only, i.e. the amount allowed for (say) a person in their thirties, and thus excludes any potential catch-up contribution limits for older people.

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