MANIFOLD
Do you personally view every single transaction on your bank and credit card statements on a regular basis?
36
Never closes
Yes - on all such accounts
Yes - for some accounts but not all
No - I do not do this on a regular basis
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This is about having a standard practice of reviewing your bank statements, credit card statements, and other similar reports on a regular, recurring basis.

To choose Yes, your eyes need to actually read every single item on the list. If you use some kind of software or tool to process the list before viewing it, that's okay, as long as you still see every entry.

If you would only do this "when you think there was an issue" or "once in a while but not regularly", that is NOT sufficient to vote Yes, in that case you should vote No. If you have an assistant or AI robot or other type of system that reviews every transaction but you do not personally do so, pick No.

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I regularly manually add all transaction into my accounting software, and verify that everything balances with my accounts. If I purchase multiple items in one transaction, I usually break them down into categories.

I'm surprised how few people do this, particularly when the economy is so bad, as it allows great visibility into what I spend money on.

@wolf it looks like this is a common practice on Manifold! Now we need to find the population rate somehow.

I don't, but my wife does.

I export all my transactions from each account and import them into a spreadsheet for budget tracking. I skim the whole thing and the spreadsheet flags any anomalies and builds a bunch of charts. I do this ~quarterly.

In regular, consistent intervals? No.

As part of a routine? Not exactly.

Skim through my transactions sometime between 2 and 22(ish) days since the last time? Yup.

I check my balance regularly. And if I think there’s a problem I’ll look further. But I don’t go line by line

Bonus points if you can bring information about the rate of this behavior among the "general public" in addition to Manifold.

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