I am in my late 20s and I am strongly considering retirement this year. I estimate the odds of this happening at around 50%. If I do retire, it is very likely it will happen around May or June of this year. I would likely live a nomadic lifestyle (at first) and spend a large portion of my time living in Asia, where the cost of living is less by a factor of about 2-4 depending on the country and city. I visited a couple times last year and had a great time.

Currently I work as a Software Engineer for a tech company and spend about 4% of my net worth annually in my current location. I am invested primarily in US equities (via S&P 500) but do have some smaller allocations to international equities, fixed income, managed futures, and cryptocurrency.

My reasons for wanting early retirement include:

• Enjoying my own projects and leisure time more than work in general

• Not liking my manager at my current position

• Having likely sufficient net worth

• AGI soon???

• Research suggesting that early retirees are generally happier as a result (i.e. I asked GPT5.2 on deep research mode and that's what it told me)

• Not having other responsibilities which tie me to my current location, which gives me the option to explore

Some reasons I may not retire include

• Anxiety about finances and variance of net worth changes due to market price movements

• It may be possible to find a better job than my current one.

• My current job gives me significant remote work flexibility

• Working increases the EV of my net worth compared to the alternative (I think). Having a higher net worth may open up other options that I had not previously considered

• I may find a partner in my current location, which would make me more inclined to continue working

To incentivize asking questions and understanding my situation better, I will first reply privately via DM to anyone who asks a question in the comments (if I am comfortable answering). No less than 24 hours after sending the DM I may optionally post the response publicly in the comments.

Retirement happens if I no longer have my current job (voluntarily or not) before EOY 2026 and I do not work as a full time employee for a company which I did not create myself for at least until the end of 2027. Again, if I do retire, it is very likely to happen in May or June this year.

Refer to this spreadsheet for the well-being scores which will be used to resolve the market. It will resolve based on the average of all finalized entries under column B at the time of market close. Higher numbers mean I feel generally better.

I will do my best to update it daily until market close, but may miss and back-fill days. I will probably not become totally inactive but if I do mods can resolve to whatever the average of all valid (i.e. in [0, 1]) entries in the spreadsheet in column B exist at the time of close. If I haven't announced retirement and become inactive, just assume that I haven't, because if I did I'd definitely remember to update here.