Resolves to YES if the Vanguard Value ETF (ticker: VTV) outperforms the Vanguard Growth ETF (ticker: VUG) on a total return basis (dividends reinvested) in 2023.

The total return calculations for the ETFs will be taken from Morningstar.com ("Total Return % (NAV)").

Standings as of March 19, 2023:

• VTV (value) down 5.44% YTD

• VUG (growth) up 11.46% YTD