How and what: Coursera video courses and readings on the topic of Psychology.

Rules:

• starting before 11a.m. the daily minimum is 40 minutes, starting after 11a.m. it's 50 minutes

• joker rule: studying for 60 minutes before 11 a.m. or studying for 75 minutes after 11a.m. earns me 1/2 joker. I can use a joker to skip a day.

I will not bet on this market.