You currently have about 3K mana. Even if you have every intention of paying this back, it seems there is some concern that you simply won't have the capacity...

@BorisBartlog I already quit the bargain

conveniently enough to sway the whalebait market you are deeply invested in the losing side of

@MaxE But, if I do get the money, I will give the 39000 mana back...

@johnNZOy you dont even have a 100% chance that new trades on the market will influence the total points