If I don't collect my daily loans, do I end up paying less for repaying the loan when I sell a bet?
No bounty left

Get Ṁ600 play money
Sort by:
+Ṁ20

I would think so, because l the loan repayment is just mana deducted because you were already given it as a loan previously

+Ṁ5

The answer is YES, but just understand that collecting your loans has no financial downside. Of course it's ok to not collect them if you find it satisfying to see your balance jump up by a lot, or you just don't like the idea of loans, or any other subjective reason

In the breakdown when you sell shares, it shows how much of the loan you'll repay, right under "sale value".