When will a bank offering voice authentication remove this option due to deepfake risk?
5
165Ṁ391
2027
13%
2024
39%
2025
40%
2026
6%
2027 or later
1.7%
Other

The asker is aware that voice cloning has been used to steal money from banks by impersonating bank employees. The intent here is to estimate when banks will decide offering voice authentication to clients presents an unacceptable risk. If a reputable article comes out about a bank having to repay clients after their accounts were accessed via voice cloning and the bank subsequently removes voice authentication, that will count, even if the bank doesn't cite that in a statement about the removal of the feature. Question limited to retail banks and investment companies offering banking services to retail clients (Fidelity, etc).

  • Update 2025-14-01 (PST): - Resolution Timing:

    • The market will only be resolved at the closing date of 2027-01-02T07:59:00.000Z.

    • Individual items cannot be resolved prior to the closing date. (AI summary of creator comment)

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https://bbc.com/news/videos/c3dpeyrx1kyo British 999 call handler's voice cloned by Russian network using AI

I see now I apparently created the wrong question type for this and can't resolve individual items early, so the whole thing will have to wait until 2027.

Wait - there are banks using tone of voice for authentication? :-O

@MartinModrak Indeed, it's fairly common. For example: https://www.schwab.com/voice-id

Sounds like this could never resolve other. Which is fine.

@asmith yeah, that was more a placeholder in case someone pointed out something big I missed.

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