On June 21, 2023, Wells Fargo bank closed approximately 14 accounts related to me, my employees, and my businesses. They provided no official reason, but one of their employees stated on the phone that upper management was uncomfortable with my legal and compliant involvement in cryptocurrencies.

Wells Fargo also closed additional accounts that had nothing to do with cryptocurrency, including two credit cards. One of the cards had accumulated hundreds of dollars of "rewards points," which Wells Fargo claims they are permitted to seize, even if they initiate account closures without warning.

I sent a demand letter to Wells Fargo, stating that I would not pay them for those rewards points, on the grounds that their contract is legally "unconscionable:"

https://shoemakervillage.org/temp/wellsfargocensored.pdf. A check was enclosed for the balance due above the rewards points.

This market resolves to YES if litigation commences between me and Wells Fargo in any court before the statute of limitations expires on this credit card balance. The plaintiff could be Wells Fargo suing me for nonpayment, or me suing Wells Fargo to defend my credit score. The cause of action is irrelevant; other causes like defamation would also suffice. I plan to do nothing unless Wells Fargo makes the first move by suing me or reporting the account as delinquent to a credit reporting agency.

If no civil litigation occurs within the two-year statute of limitations, the market resolves to NO.

See updates in the comments. I've also included images there.