Manifold previously allowed users to take daily Mana loans from their invested net worth, making long-term bets profitable before their resolution. This feature was discontinued in May due to the pivot, as Mana was going to be convertible into Prize Points (and from there into real money) to avoid negative balances. However, Mana is now a separate currency from Sweepcash (the old concept of Prize Points). Due to these changes, the modifications made to Mana for the pivot are being reverted, and one potential change could be the return of the loan system.

Resolves YES:

• Manifold implements a system allowing users to borrow Mana before the end of 2024.

• If Manifold reintroduces a loan system with a different name but the same core functionality (borrowing Mana), this market will resolve to YES.

• Adjustments to loan terms (e.g., interest rates, loan limits) do not affect resolution, as long as the core loan functionality is restored.

• Even if Manifold announces that Mana loans will or will not return before 2024 ends, the market won't resolve to YES until it is implemented on-site or to NO past 2024 if not implemented.

Resolves NO:

• Manifold does not reintroduce the ability to take Mana loans before 2024 ends.

OP Trading: Given the objective nature of this market's resolution, I reserve the right to place bets. However, I will do so only after at least 5 trades or trade orders from different traders have been made, to avoid any unfair advantage.