Resolves YES if someone sends me M20,000 by Dec 25 PT. I promise to return M20,500 to that person by Jan 5th (or a proportionally smaller amount before then). In the unlikely event that I end up being unable to pay, I will return it as early as possible, and until that point I'll pay twice the interest rate (10% per month).

Before you send the Mana, please check that someone else hasn't already done so! Otherwise I will return your M20,000 without interest as soon as I see it.