Fion's Loans
Ṁ1,010 / 26410
bounty left

I'm offering loans to trustworthy users who need a bit of short-term cash. Comment here to apply for a loan and I'll award you one as a bounty. At or before the end of the loan term, you pay me back by direct payment including interest.

Default loan:

  • 1000 mana

  • 1 month

  • 5% interest

In other words, take 1000 now and give me back 1050 in a month. Happy to discuss terms, such as larger or smaller loan or longer durations. For smaller loans I might increase the interest rate a bit: There's a certain amount of admin in keeping track of lots of small loans.

Eligibility:

  • 6 months or more on Manifold

  • Positive all-time profits

  • Positive profits in the past month

  • History of having had 1000 mana (or whatever the size of your loan is) in your balance at some time in the past.

I may refuse you a loan for any reason, even if you meet the eligibility criteria. I may consider giving you a loan with a higher interest rate if you do not meet the eligibility criteria.

I will try to respond to your request within 24 hours. If I do not, please ping me.

Please don't take out a loan unless you're sure you can pay back on time.

If loans like this aren't allowed, let me know and I'll stop.

If any AI bullshit appears below summarising my comments, ignore it.

Get
Ṁ1,000
to start trading!

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+Ṁ2,000

Requesting Ṁ2,000 loan, pay you back Ṁ2,100 a month from now!

+Ṁ1,000

I'd like as big of a loan as possible

I find myself once again with a lot of mana locked away and in need of a large loan, however much you are comfortable offering. For the record, I'll be getting around M15000 from markets resolving within this month even in the worst case scenario, so I'll be able to return at least that much with no trouble.

hi fion!! i'd like to request a default loan of 1000 mana with the 5% interest rate in a month! let me know if this works for you or if you have an alternative

Fion, could you give a 3k loan, because that would help a lot. I'm investing in RISK right now. I'll pay back 3500M, but in installements over 5 months from May 25.

good stuff, institutions like these are what separates us from the animals

@Fion, just asking, how do you enforce the repayments? Essentially, is there a way to ensure that people actually pay back?

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