Alright, let's bring this back. I'm offering loans to trustworthy users who need a bit of short-term cash. Comment here to apply for a loan and I'll award you one as a bounty. At or before the end of the loan term, you pay me back by direct payment including interest.

Default loan:

• 1000 mana

• 1 month

• 4% interest

In other words, take 1000 now and give me back 1040 in a month. Happy to discuss terms, such as larger or smaller loan or longer durations. For smaller loans I might increase the interest rate a bit: There's a certain amount of admin in keeping track of lots of small loans.

Note that this is a special low interest rate to attract interest. In the past I used to offer 6%, and I might return to that soon. Obviously once you've taken a loan, the interest rate for that loan is locked in, but the rate for new loans will probably go up soon. So get 'em while they're cheap! (4% per month might not sound cheap, but there are plenty of opportunities on Manifold offering better returns than that.)

Eligibility:

• 6 months or more on Manifold

• Positive all-time profits

• Positive profits in the past month

• History of having had 1000 mana (or whatever the size of your loan is) in your balance at some time in the past.

I may refuse you a loan for any reason, even if you meet the eligibility criteria. I may consider giving you a loan with a higher interest rate if you do not meet the eligibility criteria.

I will try to respond to your request within 24 hours. If I do not, please ping me.

Please don't take out a loan unless you're sure you can pay back on time.

If loans like this aren't allowed, let me know and I'll stop.