
I'm offering loans to trustworthy users who need a bit of short-term cash. Comment here to apply for a loan and I'll award you one as a bounty. At or before the end of the loan term, you pay me back by direct payment including interest.
Default loan:
1000 mana
1 month
5% interest
In other words, take 1000 now and give me back 1050 in a month. Happy to discuss terms, such as larger or smaller loan or longer durations. For smaller loans I might increase the interest rate a bit: There's a certain amount of admin in keeping track of lots of small loans.
Eligibility:
6 months or more on Manifold
Positive all-time profits
Positive profits in the past month
History of having had 1000 mana (or whatever the size of your loan is) in your balance at some time in the past.
I may refuse you a loan for any reason, even if you meet the eligibility criteria. I may consider giving you a loan with a higher interest rate if you do not meet the eligibility criteria.
I will try to respond to your request within 24 hours. If I do not, please ping me.
Please don't take out a loan unless you're sure you can pay back on time.
If loans like this aren't allowed, let me know and I'll stop.
If any AI bullshit appears below summarising my comments, ignore it.
People are also trading
Hi Fion, I'm interested in taking out a loan and I wanted to provide some context first. I used to be active on Manifold under the username @Unown and I previously took out loans from you, always paying them back on time. I left Manifold last April because of the pivot, but I'm back now that things seem to have returned to normal.
I'd like to continue using your loan services, if possible. I'd like to request 1000 mana at the 4% rate to be paid back a month from now.