5 (Most recent No Loan day was 12/18, which was the 4th)

'12/18':8 '4th':12 '5':1 'day':6 'loan':5 'recent':3

This counts only days after market creation. By my count there were about 5 of these days so far, of varying severity. 

Doesn't have to be site-wide, let's say it counts as long as three or more users credibly report they didn't get their loan on a day. 

Each option will resolve one at a time as these incidents occur, or will resolve NO at the end of the if they don't. If more than 4 incidents occur, I will add more options. 

Hopefully this market can be useful by providing a place to report such incidents, without a new market needing to be created after each incident.